What is Part B
Medicare Part B (Medical Insurance) covers doctor and other health care providers' services and outpatient care. Part B also covers durable medical equipment, home health care, and some preventive services.
The standard Part B premium amount in 2020 is $144.60 or higher depending on your income. It has a $198 annual deductible and 20% coinsurance after that.
What is Part C
Medicare Part C (Advantage Plans) combine Part A and Part B in one plan and usually include prescription coverage. They are offered by private companies and can include many ancillary benefits like dental, vision, hearing, over the counter drugs, and transportation.
Most of these plans have no or a very low monthly premium.